Explorer RV Insurance: choose the specialty agency that provides custom-designed insurance programs from carriers with excellent ratings

Explorer RV has established partnerships with leading carriers, bringing you access to a wide range of specialty recreational vehicle insurance products in 48 states. Let us focus on your insurance needs, so you can focus on enjoying your RV.

Here are the types of RV insurance coverage that you can get from the experts at Explorer RV:

  • Total loss replacement – If your RV is a total loss in the first five model years, we will replace it with a brand new comparable model.
  • Diminishing deductible – Reduces your deductible by one-fourth for each consecutive claim-free year.
  • Awning replacement* – If your awning is damaged, you will receive a new one, without a deduction for depreciation.
  • Custom equipment coverage* – Receive replacement coverage for your custom equipment including murals, satellite dishes and other aftermarket add-ons.

* Offered in conjunction with total loss replacement coverage

Additional value-added benefits for your recreational vehicle insurance include:

  • Full-timer’s coverage – Personal liability coverage for RV enthusiasts who consider their vehicle to be a primary residence for five months out of the year. Includes coverage for your golf cart, jewelry, valuable property, storage shed and more.
  • Personal effects – Coverage to protect your personal property such as cameras, tools, clothing, bicycles, etc.
  • Vacation campsite protection – Provides liability protection for you and your family while parked at your campsite location.
  • Towing and roadside labor – Reimbursement for towing to the nearest authorized service location.
  • Increased liability protection – We offer liability limits up to $1 million for damage or injuries for which you become personally liable.

Our program offers:

  • Insurance Carriers rated Excellent & above
  • Competitive Premiums
  • Convenient Payment Options
  • Prompt & Fair Claim Service
  • Policies offered in most states
  • Membership discounts
  • Multi policy discounts

With Explorer RV, you get RV insurance coverage by a dedicated agency, backed by the strength and stability of national carrier partners.

Speak to a professional licensed agent every time that you contact Explorer RV – NOT someone from a call center.


Protect your investment with just the right RV insurance.

If you’re a full-time or an occasional RVer, don’t leave yourself vulnerable to a large financial loss. Safeguard your investment with the best recreational vehicle insurance available. It’ll give you financial protection – and the peace of mind to fully enjoy your RV.

Explorer RV offers insurance policies with high liability limits and complete coverages, including full awning replacement. Experts will tailor your policy to precisely address your needs and preferences.

And we’ll shop through our network of industry-leading carriers to find the lowest premiums. You’ll receive the attention and specialized advice about recreational vehicle insurance you won’t find elsewhere.

Need specialty RV insurance or other types of protection?

Explorer RV provides a comprehensive range of specialty insurance products, including policies for coaches, bus conversions, horse trailers and travel trailers. We even can cover your auto, motorcycle, watercraft or commercial vehicle.

Plus, we offer multi-policy discounts for those who need coverages for a variety of vehicles.